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Medical Insurance 2
Med insurance
| Question | Answer |
|---|---|
| Release of Information | Legal document that authorizes info to be released to a medical insurance carrier |
| IPA | Independent practice association |
| HMO | Health maintenance organization |
| Primary Diagnosis | A patients major health problem |
| Attending Physician | The physician in charge of patient care |
| TAR | Treatment authorization request |
| Provisional Diagnosis | A tempo diagnosis made prior to receiving actual test results |
| Workers Compensation | Insurance to cover work related injuries and illness |
| EMR | Electronic medical record |
| TPO | Treatment payment operations |
| Pre-existing Condition | Diagnosis before insurance policy was written |
| CMS | Centers for medicare and medicaid services |
| TriCare | Provides military personnel with health care |
| PPO | Preferred provider organization |
| Carrier | A company that assumes the risk of an insurance policy |
| Birthday Rule | When covered under two insurances, use the insurance policy of the policy holder who's birthday comes first. |
| COB | Coordination of Benefits |
| Group Policy | Policy that covers several people on a master contract |
| Emancipated Minor | Person who isnt 18 but has the same legal rights as an adult |
| Balance Billing | Billing the patient for the amount not covered by insurance |
| Medical Necessity | The process of establishing the medical need for medical services |
| Write off | Difference between a full fee and an allowed fee |
| Disability | Lack of ability to perform in a range considered normal |
| Allowed charge | Max amount insurance company pays for service |
| Managed Care | A health care system whose goals are to provide cost effective quality care. |
| Co-payment | The portion of a service fee that the patient must pay |
| Delinquent Claim | Claim with payment overdue |
| Walk out statement | Printed form with estimated charges that patient takes with them |
| Gate Keeper | Term given to primary care physician for coordinating the patients care |
| Accident | An unexpected happening that may result in injury, loss, or damage. |
| Grievance Procedure | a provision for resolving issues that may come up later |
| Lapse | Termination of insurance coverage for lack of insurance payment |
| Probationary Period | Waiting period when certain pre existing conditions are excluded |
| Waiver | a document that shows a person voluntarily gives up a right, claim or privilege |
| Disability income insurance | Provides income to those who are injured and unable to work |