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Review of Ch 3, 13, 14 terms

Quiz yourself by thinking what should be in each of the black spaces below before clicking on it to display the answer.
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Term
Definition
Identifies the patient to the insurance company   ID number  
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Identifies the patient's employer group health plan   Group number  
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A specific name assigned by the insurance company designating a specific plan for that type of insurance.   plan type  
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Traditional insurance where reimbursement is made at 80 percent of the allowed amount and the patient pays the remaining 20 percent.   Indemnity  
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Payment is made for each service provided.   Fee for Service  
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Special clauses giving additional coverage over and above the standard contract.   Riders  
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Originally provided coverage for hospital bills   Blue Cross  
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Originally provided coverage for physician bills.   Blue Shield  
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Indemnity plan for Blue Cross/Blue Shield   ClassicBlue  
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Managed Care plan for Blue Cross/Blue Shield   PPOBlue  
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Medicare Advantage plan for Blue Cross/Blue Shield   SecurityBlue  
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Medicare Part D plan for Blue Cross/Blue Shield   BlueRx  
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Medicare Supplemental Plan for Blue Cross/Blue Shield   MedigapBlue  
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A Federally funded program administered by the Centers for Medicare and Medicaid - for citizens 65 and over   Medicare  
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Pays for inpatient hospital, skilled nursing facilities, hospice care and home health   Medicare Part A  
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Pays for doctor services, outpatient hospital, durable medical equipment   Medicare Part B  
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The 2014 deductible for Medicare part B   $147  
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Managed care plans and fee-for-service plans that are an alternative to original Medicare   Medicare Part C  
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Private prescription drug plans that helps pay for prescriptions under Medicare   Medicare Part D  
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Supplemental insurance that covers costs not reimbursed by original Medicare plan   Medigap  
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Provides payment for health care services for eligible low income individuals   Medicaid  
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Health insurance provided to active and retired military personnel and their dependents   Tricare  
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Tricare members receive their care at this facility by a Tricare-contracted civilian provider   Military Treatment Facility  
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For a premium, cardholders are eligible for a discount on medical services--it is not health insurance.   Medical Discount Card  
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Includes financing, management, and delivery of health care services   Managed Care Plan  
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Can be a health plan, hospital, physician group or health system   Managed Care Organization  
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Prepaid health care; there is a pre-established payment for all health services   Managed Care  
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Providers are prepaid monthly for members enrolled in a managed care plan; regardless of whether the patient is seen or not.   Capitation  
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Physicians that participate in a managed care plan; they supervise health care for enrollees   Primary Care Physician  
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Another term for a Primary Care Physician   Gatekeeper  
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Managed Care Plans are required to meet minimum performance standards   Quality Assurance  
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Legislation that created standards to assess managed care plans   HEDIS  
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Assesses managed care plans; creates report cards on each plan   NCQA  
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Assesses health care facilities   JCAHO  
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Controls costs by reviewing the appropriateness and necessity of care prior to admission or administration of care   Utilization review  
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Reviews the medical necessity of a procedure or service before it is done.   Preauthorization  
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It reviews the medical necessity of any tests and procedures during hospitalization   Concurrent review  
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Reviews the most cost-effective care after hospitalization   Discharge Planning  
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Develops patient care plans for complicated or chronic diagnosed cases   Case Management  
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Prevented providers from discussing all treatment options with the patient; now largely prohibited   Gag clauses  
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Offered to physicians to encourage them to keep costs down   Physician incentives  
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Provides services to enrolled members on a pre-paid basis   Health Maintenance Organization  
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Medical Care sought from participating providers within a managed care plan   In-network  
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Medical care sought from nonparticipating providers   Out-of-network  
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Group of physicians, hospitals, and providers that offer price discounts to insurance companies in exchange for more members   Preferred Provider Organization  
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Provides benefits if they receive services from network providers only   Exclusive Provider Organization  
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Patients have the freedom to use HMO providers or to self-refer out to non-HMO providers for a higher fee   Point of Service Plan  
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Provides subscribers or employees a choice of HMO, PPO, or traditional health plans   Triple Option Plan  
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another name for Triple Option Plan   Cafeteria Plan  
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