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Final Review

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Question
Answer
What are typical responsibilities of a health insurance specialist?   Review health-related claims to determine the medical necessity for procedures or services performed before payment is made to the provider.  
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Conduct and qualities that characterize a professional person are called?   Professionalism  
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Health insurance specialists play an important role in the ________ of denied or underpaid claims.   Protection  
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It is the Health Insurance Specialist role to conduct all of the following except:    
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Rules that govern the conduct of members of a profession are called?   Ethics  
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Which is another name for professional liability insurance?   Errors and omissions insurance  
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Physician offices should bond employees who have which responsibility?   Financial  
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Breach of confidentiality can result from?   Unauthorized release of patient information to a third party  
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Which term describes an individual's right to keep healthcare information from being disclosed to others?   Privacy  
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The safekeeping of patient information by controlling access to hard-copy and computerized records is a form of ?   Security Management  
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Excessive charges for services, equipment, or supplies is an example of?   Abuse  
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The recognized difference between fraud and abuse is?   Individual's intent  
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When a Medicare provider commits fraud, which entity conducts the investigation?   Department of Health and Human Services Office of Inspector General  
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As part of the administrative simplification provisions of HIPAA, which of the following unique identifiers is assigned to third party payers?   Health Plan Identifier (HPID)  
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A dispute resolution process in which a final determination is made by an impartial person who may not have judicial powers is known as?   Arbitration  
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Which type of HMO offers subscribers healthcare services by physicians who remain in their individual settings?   Closed-panel HMO  
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Provider services for inpatient medical cases are billed on what basis?   Fee for service  
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Disability insurance typically provides what type of insurance to the injured person?    
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A participating provider is one who enters into a contract with a Blue Cross Blue Shield (BCBS) corporation and agrees to?   Bill patients for only deductible and copay/Coinsurance amounts  
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TRICARE is a healthcare program for?   Active duty members of the military and their qualified family members  
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Which act or amendment established an employees' right to continue healthcare coverage beyond a scheduled benefit termination date?   COBRA  
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Which is a government-sponsored health program that provides benefits to low-income patients?   Medicaid  
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The triple option plan can also be known as the cafeteria plan or a?   Flexible Benefit Plan  
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The Insurance Industry is regulated by whom?   Federal Insurance Office  
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According to the national standards mandated by HIPAA for the electronic exchange of administrative and financial care transactions, which would be a covered entity?   Managed care organization  
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The workers' compensation First Report of Injury form is completed when the patient   initially seeks treatment for a work-related illness or injury  
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The filing deadline for the First Report of Injury form is determined by?   Varies from 24 hours to 14 calendar days depending on state requirements  
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Workers' compensation premiums are paid by the?   Employer  
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Workers' compensation laws protect the employer by?   Limiting the award an injured employee can recover from an employer  
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The Veteran Healthcare Expansion Act of 1973 authorized the Veterans Affairs(VA) to establish to provide healthcare benefits for dependents of veterans rated as 100 percent permanently and totally disables as a result of service-connected conditions..   1973: CHAMPVA  
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Data entry of insurance information is important because ______ are rejected by insurance companies if data is missing or erroneous.   Claims  
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When is it appropriate to file a patient's secondary insurance claim?   After the primary insurance plan has paid its contracted amount  
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Practices that submit paper insurance claims obtain the patient's signature in block 12. Block 12 on the CMS-1500 claim form represents which of the following pieces of information?   Release of medical information  
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