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Medical Insurance week one

Quiz yourself by thinking what should be in each of the black spaces below before clicking on it to display the answer.
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Question
Answer
show Financial protection agains loss or harm  
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show Illnesses and Injuries  
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Preventive medicine   show
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show England 1850  
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When did health insurance come to the US?   show
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What did the frist health insurance in the US become?   show
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show established premiums wherein everybody in the community paid the same premium.  
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HMOs were first recongnized in the US in what year?   show
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A type of insurance that provides comprehensive major medical benefits and allows insured individuals to choose any provider when seeking medical care is?   show
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What is a group insurance plan?   show
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What are preexisting conditions?   show
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show High-risk pool  
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show securitas  
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Blue cross was introduced where?   show
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show Pacific North West  
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show Consolidated Omnibus Budget Reconciliation Act.  
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What does COBRA do?   show
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show 2-4 years  
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What is the standard insurance form used by all government and most commercial insurance payers?   show
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List six college entry-level skills that candidates should possess?   show
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show Business  
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show a malpractice lawsuit  
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failure to exercise a reasonable degree fo care is referred to as?   show
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a health insurance policy and the relationship between a healthcare provider and a patient are considered?   show
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In terms of contract law, when an individual completes an application for health insurance, he or she is?   show
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show Completing an acceptance  
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The binding force in any contract that gives it legal status-the thing of value that each party gives to the other- is the?   show
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show legal  
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the parties to a legal contractual agreenment must be?   show
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show Implied contract  
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show abandonment  
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show federal privacy act of 1974  
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The act allowing current or former employees or dependents younger than age 65 to become eligible for Medicare because of end-stage renal disease is the?   show
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If additional information needs to be added to a patient's record, it should be in the form of a?   show
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show Two people who know eacho other mett inadvertently in a physician's reception area.  
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Timelinss, according to the Joint Commission, is?   show
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A signed release of information may not be required when?   show
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show Offer and acceptance, consideration, legal object, competent parties, legal form.  
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show filling the application and the company desiding to insure.  
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show shows what you will get and what is covered.  
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show everything must be legal.  
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explain what competent parties is?   show
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explain what legal form is?   show
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show defaults on the provissions of the policy.  
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show to ensure health insurance portablity, to reduce healthcare fraud and abuse, to enforce standers for health information, and to guarantee security and privacy of health information for parties.  
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What are the two basic types of health insurance?   show
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show can choose any provider, can change physicians at any time, and pay a monthly "premium."  
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show UCR or usual, customary, and reasonable fee  
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show insurance tells patients what physicians they can see and monitors enrollees medications and treatments so that the cost is as low as possible.  
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show individual policy  
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show Medicare  
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the name of the federal entitlement program that covers certain categories of low-income individuals and certain disabled individuals is?   show
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The type of plan available to self-employed individuals that works in conjunction with special low-cost high-deductible health insurance is called?   show
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A law that provides continuation of group health coverage when an individual leaves his or her place of employment?   show
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show Indemnity insurance  
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show Flexible Spending Account (FSA)  
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show UCR  
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show preexisting condition  
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show coinsurance  
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A special tax shelter set up for the purpose of paying medical bills?   show
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A provider who is under no contractual agreement with the insurance carrier to accept reimbursement as payment in full?   show
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show premium  
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show deductible  
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