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AR Chap 15
Workmans Comp
Question | Answer |
---|---|
OSHA | administration that protects employees against on the job health and safety hazards |
deposition | discovery device by the physician an injured worker answer questions, under oath outside the courtroom |
work hardening | individualized program that is sometimes used to help prepare the injured worker to return to work |
SSDI | federal disability program sponsored by social security |
CSRS | disability program for federal employees who work in civil service |
benefit period | maximum amount of time that benefits will be paid to the injured or ill person for the disability |
lien | legal claim on the property of another for the payment of a debt |
voluntary disability insurance | form of disability insurance that may be purchased for persons residing and working in states that do not have state disability insurance programs |
state disability insurance | program that is part of an employment security program that provides temporary cash benefits for workers suffering a wage loss due to off the job illness or injury |
disability income insurance | form of health insurance providing periodic payments under certain conditions when the insured is unable to work because of a non-work related injury or illness |
sub rosa films | video surveillence |
compromise and release | settlement made after the case is rated for permanent disability |
medical service order | form filled out by the employer and given to the physician to authorize permission to treat |
first treatment medical report | report sent by the physician to the workers' compensation insurance carrier after the initial visit and treatment of the injure/ill worker |
supplemental report | report sent by the physician to the workers' compensation carrier to provide information regarding the current status of the patient |
insurance adjuster | person at the workers' compensation carrier to authorize permission to treat |
case manager | healthcare professional assigned to workers' compensation insurance carrier after the initial visit and treatment of the injured/ill worker |
permanent and stationary | statement declaring that the damage of an employee's injury/illness is permanent, the patient has recovered to the fullest extent possible, and the physician is unable to do anything more for the patient |
employers report of occupationa injury/illness | form used by the employer to report the injury/illness to the workers' compensation insurance carrier |
adjudication | final determination of the issues involving settlement of an industrial accident or illness |
3 types of physicians who conduct medical legal evaluations | AME (agreed medical evaluator), IME (independent medical evaluator), and QME (qualified medical evaluator) |
who is the primary payor in a work related injury | workmans' comp |
who does the insurance contract exist between | physician and the insurance company |
are you required to report an industrial injury or illness | yes |
what type of benefit is provided to an injured worker to help strengthen and regain employment | vocational rehab benefits |