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Vocab 20

TermDefinition
Consumer Someone who buys a good or service.
Disposable Income Money left after all taxes on it have been paid.
Discretionary Income Money left after necessities have been bought and paid for.
Consumerism A movement to educate buyers about the purchases they make and to demand better and safe products from manufacturers.
Comparison Shopping Buying strategy to get best buy for the money.
Warranty The promise made by a manufacturer to repair or replace a product within a certain time period if it is faulty.
Budget A plan for making and spending money.
Income Money received from labor, business, or property.
Expense Money spent on goods and services.
Credit Money borrowed to pay for a good or service
Annual Percentage The cost annual cost of credit expressed as a percentage of the amount borrowed
Collateral Property or valuable item serving as security for a loan.
Bankruptcy Inability to pay debts.
Save To set aside income for a period of time so that it can be used later.
Interest The payment people receive when they lend money or allow someone else to use their money.
Principal The initial deposit in an account or the initial sum borrowed in a loan.
Return Profit earned through investing.
Stock Ownership share of a corporation.
Dividend Payment of a portion of a company's earnings.
Bond Contract to repay borrowed money with interest at a specific time in the future.
Mutual Fund Pools of money from many people who are invested in a selection of individual stocks and bonds chosen by financial experts.
Impulse Buying Purchasing an item on the spot because of an emotional rather than planned decision.
Created by: maiyahd
Popular American Government sets

 

 



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