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CH 11 Cons. Credit

Credit and Credit History

TermDefinition
credit giving money, goods or services at present time in exchange for promise to pay back later
creditor a business or organization that gives credit
credit history a pattern of how you have paid your debt in the past
credit report a record of how a person has paid their debt and things they owed in the past
credit score a number rating, based on credit report information
APR the annual rate of interest that is charged for using a credit card
grace period period of time during which the balance on a credit card maybe be paid in full to avoid finance charges
credit limit the maximum amount of credit that a creditor will extend to a borrower
delinquent overdue
Created by: mstrigueros
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