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Real Estate - Ch. 18
Fair Housing
Term | Definition |
---|---|
administrative law judge (ALJ) | Hie official who presides over a hearing involving a government agency and someone affected by a decision of that agency. The ALJ hears evidence, including the testimony of witnesses, and renders a decision. |
Americans with Disabilities Act (ADA) | Act addresses rights of individuals with disabilities in employment and public accommodations. |
blockbusting | The illegal practice of inducing homeowners to sell their properties by making representations regarding the entry or prospective entry of persons of a particular race or national origin into the neighborhood. |
Civil Rights Act of 1866 | An act that prohibits racial discrimination in the sale and rental of housing. |
conciliation | A form of alternative dispute resolution ' which a conciliator meets with each of the parties sena 1 to help them settle their differences voluntarily, without the formality of a hearing or trial. |
Department of Housing and Urban Development (HUD) | Federal agency that has established rules and regulations that further interpret the practices affected by federal law; for example, HUD distributes an equal housing opportunity poster. |
Fair Housing Act | The federal law that prohibits discrimination in housing based on race, color, religion, sex, disability, familial status, and national origin. |
Fair Housing Amendments Act of 1988 | Expansion of the Fair Housing Act to include families with children and those with physical or mental disabilities. |
Housing for Older Persons Act of 1995 (HOPA) | Amended the Fair Housing Act to provide that housing intended for persons aged 55 or older no longer needs to have significant facilities and services designed for the elderly. |
redlining | The illegal practice by a lending institution of denying loans or restricting their number for certain areas of a community. |
steering | The illegal practice of channeling home seekers to particular areas based on their race, national origin, religion, or other protected classification. |
Title VIII of Civil Rights Act of 1968 (Fair Housing Act) | As since amended, the Fair Housing Act prohibits discrimination in housing based on race, color, religion, national origin, sex, familial status, or disability. |