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T-EPF M4L3 Key Terms

Traditional EPF Module 4 Lesson 3 Key Terms

TermDefinition
Money Market Account A type of savings account that requires a minimum balance and typically pays higher interest than a general savings account.
Certificate of Deposit A form of savings that requires an amount of money for a specific time period.
Direct Deposit A paycheck from an employer is directly deposited into an employee’s checking account.
Overdraft Protection Service offered by banks when there is not enough money in an account to cover all of the transactions; also a way that banks make money through charging fees.
Debit Card Card that can be used for transactions where the money comes directly out of the checking or savings account.
Credit Card Card that uses borrowed funds from a lender to pay for transactions; money must be paid back plus interest.
Secured Credit Card A type of credit card that may be offered to someone with poor credit; requires a refundable cash deposit.
Insufficient Funds Fee Fee incurred by obtaining a negative balance in a checking account; may also be known as a bounced check.
Cryptocurrency A form of digital currency where users can make direct exchanges without the need for a third party.
Created by: dmcsorley13
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