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T-EPF M4L1 Key Terms

Traditional EPF Module 4 Lesson 1 Key Terms

TermDefinition
Needs Things required for survival including food, water, and shelter.
Wants Things we would like to have but not necessary for survival.
Mandatory Spending Money that must be spent to meet needs in a budget.
Discretionary Spending Money spent on wants in a budget.
Fixed Expenses Costs that stay the same every month like mortgage or rent.
Variable Expenses Costs that change from one month to the next like a water bill.
Budget A plan for spending money based on income.
Debt Spending more money than comes in as income.
Lease Contract that allows you to use a car for a specified period of time for a monthly payment.
Created by: dmcsorley13
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