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Personal Finance

bills or costs we pay every month based upon our level of use or need variable expenses
something spent, or required to be spent expenses
a list of all of your expenses and income budget
Bills such as house payments that expenses that are necessary, not a choice fixed expenses
Money that is owed and it accumulates when expenses are higher than the income debt
Expenses for non-essential items that we could live without, a choice discretionary expenses
the positive influences in your life and anything else that will help you to reach your goals assets
Money earned income
obstacles that discourage you or hold you back from meeting your goals liabilities
occurs when the money that you have is greater than the expenses for an individual savings
to take money out of an account withdraw
to put money into an account deposit
when a deposit is made it shows up as this on your statement credit (in an account)
when a withdrawal is made it shows up as this on your statement debit
a monthly payment to pay back money borrowed on your house loan mortgage
payments for protection of a person/family against theft, harm, illness, death, fire, etc insurance
itemized list of a customer’s account information statement
a charge for borrowing money or this can be a percentage earned from an account interest
buying something to be paid for later credit
court proceeding for a person who is unable to pay debts to settle with those owed money bankruptcy
an agreement between a lender and a borrower for a specific amount loan
bank account that allows money to be easily deposited and withdrawn checking account
How does money have any value? people have to trust in it
the first ethnic group to invent the lending borrowing system for money,that we refer to as banks today. Jews
Credo is a Greek word from which we get the word "credit" and it means I believe
To commit/deposit money or capital into a fund, stock, or special account to gain a financial return invest
Services such as electricity, gas, or water needed for the home utilities
Fees for school or college tuition
Store or business that sells products and/or services to the public retailer
Created by: Sandlin
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