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chap 20


consumer someone who buys goods
disposable income money income that has been left after all taxes have been paid for
discretionary income money income left after necessities have been bought and paid for
consumerism a movement to educate the buyers about the purchases they make and demand better and safer products that malefactors
comparison shopping buyers strategy to get best buys for the money
budget a plan for making and spending money
income money received form labor businesses or property
expenses money spent on goods and services
credit money borrowed to pay for goods and services
annual percentage rate annual cost of credit expressed as a percentage of an amount borrowed
collateral property of valuable items serving as security for a loan
bankruptcy inability to pay debts
save to set aside income for period of time so it can be used later
interest the payment people receive when they lend money or allow someone else to use their money
principle to rule of conduct or belief
returns ballots and results of an election
stock ownership share of a corporation
dividends payment of a portion of a company earnings
bond contract to repay borrowed money with interested at a specific time in the future
metal fund pools of money from many people who are invested in the selection of individuals sock and bonds chosen by financial experts
warranty the promise mad by a manufacturer or a seller to repair or replace product within certain time period
impulsive buying purchasing an item on the spot because of an emotional rather than a planned decision
Created by: somonnemclean