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Ch 18 Test SS Review

Ch 18 Test Social Studies Review

TermDefinition
return profit earned by investor
disposable income income left after all taxes on it have been paid
discretionary income income left after all taxes on it have been paid and that you can choose to spend
time deposit depositing money for a certain amount of time
mutual fund an investment company tat sells stock in itself and uses the proceeds to buy stocks and bonds issued by other companies
interest the payment that people or institutions receive when they lend money or allow someone else to use their money
principal amount of initial deposit on which interest is earned
down payment to pay a part of the purchase price when making the purchase
comparison shopping to compare competing products and prices to find the best value
consumer right to be informed John F. Kennedy invented. right to safety, to be informed, to choose, to be heard, and to have service
certificate of deposit a certificate issued by a bank to a person depositing money for a specified length of time and earns interest
financial goals the goal you set for how much money you want to earn, buy stocks with, and how much you want to save
Federal Trade Commission (FTC) the USA's consumer protection agency. they prevent fraud, deception, and unfair business practices
4 consumer responsibilities be honest, be informed, comparison shop, and buy generic goods
different between checking account, savings account, and money market account checking account is where money goes on debit card that you swipe, savings account is the money you want to save, and money market account is your larger savings account
debit card a electronic card issued by a bank which allows a person access to their account to withdraw cash or pay for goods and services
save the money you put away for later on in your life
risk when you take a chance that an investment will be effected
Created by: 2018grellerj
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