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Colorado Foreclosure

GOALS

WORD OR PHRASEDefinition
Attorney for the Holder The attorney for the Holder of the Evidence of Debt, who must be licensed in Colorado – added
Confirmation Deed (new) The new term for the deed issued by the public trustee (or sheriff) upon completion of the foreclosure
Evidence of Debt Defines in more detail what instruments, secured by a deed of trust, may be foreclosed through the public trustee:
Fees and Costs The allowable items that may be recovered in certain circumstances by the foreclosing party, holder of certificate of purchase or redeeming lienor – centralized in one section (§ 38-38-107)
Holder of Evidence of Debt The person in actual possession of or otherwise entitled to enforce an Evidence of Debt
Maintaining and Repairing (new) The allowable work that can be performed with respect to the property being foreclosed:
Officer (new) Either the public trustee or the sheriff conducting the sale
Qualified Holder One of the listed holders authorized to foreclose without the original Evidence of Debt (same as current law) and adds to the list any of the same acting in the capacity of agent, nominee or trustee, except for a MERS type entity (see C.3.e)
Created by: PTNEWB
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