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Computers in the Medical Office Chapter 1 Sanderson

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policyholder   a person or entity who buys an insurance plan; the insured  
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health plan   a plan, program, or organization that provides health benefits  
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premium   the periodic amount of money the insured pays to a health plan for insurance coverage  
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payer   private or government organization that insures or pays for health care on behalf of beneficiaries  
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fee-for-service   health plan that repays the policyholder for covered medical expenses  
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deductible   amount due before benefits start  
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coinsurance   percentage of charges that an insured person must pay for health care services after payment of the deductible amount  
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managed care   a type of insurance in which the carrier is responsible for both the financing and delivery of health care  
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preferred provider organization (PPO)   managed care network ofhealth care providers who agree to perform services for plan members at discounted fees  
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health maintenance organization (HMO)   a managed health care system in which providers agree to offer health care to the organization's members for fixed payments  
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capitation   payment to a provider that covers each plan member's health care services for a certain period of time  
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copayment   a fixed fee paid by the patient at the time of an office visit  
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consumer-driven health plan (CDHP)   a type of managed care with a high deductible, low premium insurance plan combined with pretax savings account to cover out-of-pocket medical expenses  
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patient information form   a form that includes a patient's personal, employment, and insurance data needed to complete an insurance claim  
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documentation   a record of health care encounters between physician and the patient  
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medical record   chronological record of a patient's medical history and care  
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diagnosis   physician's opinion of the nature of the patient's illness or injury  
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procedure   medical treatment provided by a physician or other health care provider  
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coding   the process of translating a description of a diagnosis or procedure into a standardized code  
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diagnosis code   standardized value that represents a patient's illness, signs, symptoms  
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procedure code   code that identifies a medical service  
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modifier   two-digit character appended to a CPT code to report special circumstances  
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encounter form   list of the procedures and charges for a patient's visit  
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electronic health record (EHR)   computerized lifelong health care record for an individual that incorporates data from providers who treat the individual  
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practice management program (PMP)   software program that automates many of the administrative and financial tasks in a medical practice  
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medical coder   person who analyzes and codes patient diagnoses, procedures and symptoms  
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medical necessity   treatment provided by physician for the purpose of preventing, diagnosing, or treating an illness, injury or symptoms; generally accepted medical practice  
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adjudication   series of steps that determine whether a claim should be paid  
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remittance advice (RA)   an explanation of benefits transmitted electronically by a payor to a provider  
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explanation of benefits (EOB)   paper document from a payer that shows how the amount of a benefit was determined  
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statement   a list of all services performed for a patient, along with the charges for each service  
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accounting cycle   the flow of financial transactions in a business  
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accounts receivable (AR)   money that is flowing into a business  
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