civics chapter 20
Quiz yourself by thinking what should be in
each of the black spaces below before clicking
on it to display the answer.
Help!
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| consumer | someone who buys a product or service
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| disposable income | is the money that remains after all taxes on it have been paid
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| discretionary income | the money remaining after paying for necessities
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| consumerism | a movement to educate buyers about the purchases they make and to demand better and safer products from manufacturers
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| comparison shopping | buying strategy to get best buy for the money
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| warranty | the promise of a manufacturer or a seller to repair or replace a faulty product within a certain time period.
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| budget | the best way to get a handle on your spending is to make a budget
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| income | money that you earn
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| expense | the money you spend on everything, including what you choose to save.
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| credit | borrowing money to pay for something now while promising to repay it better
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| annual percentage rate (APR) | the annual cost of credit expresses as a percentage of the amount borrowed
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| collateral | is property such as a house, a car, or other valuable item, that a borrower pledges as security for a loan.
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| bankruptcy | the inability to pay debts.
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| save | means to set aside income for a time so you have it to use later.
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| interest | the payment people receive when they lend money, or allow someone else to use their money
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| principal | the amount you initially deposited
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| return | profit earned by the investor, is usually low.
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| stock | you are buying partial ownership in a company
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| dividend | can substantially increase your profit from owning stock.
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| bond | lending money to a company or government
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| mutual fund | many investors find it easier to invest in stocks and bonds
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| impulse buying | buying things to feel better
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Review the information in the table. When you are ready to quiz yourself you can hide individual columns or the entire table. Then you can click on the empty cells to reveal the answer. Try to recall what will be displayed before clicking the empty cell.
To hide a column, click on the column name.
To hide the entire table, click on the "Hide All" button.
You may also shuffle the rows of the table by clicking on the "Shuffle" button.
Or sort by any of the columns using the down arrow next to any column heading.
If you know all the data on any row, you can temporarily remove it by tapping the trash can to the right of the row.
To hide a column, click on the column name.
To hide the entire table, click on the "Hide All" button.
You may also shuffle the rows of the table by clicking on the "Shuffle" button.
Or sort by any of the columns using the down arrow next to any column heading.
If you know all the data on any row, you can temporarily remove it by tapping the trash can to the right of the row.
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