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Gen. Business-Budget

Budgeting

QuestionAnswer
Annual Once a year
Bills Things you have to pay
Bi-weekly Every other week
Budget A plan for spending your money
Clothing Necessity; something you have to have.
Estimate Guess
Expense Something that has to be paid
Federal tax Money out of your checks that goes to Washington, D.C. (government)
Fixed Something you pay that is always the same every month (Rent, mortgage, insurance)
Flexible Something you pay that is different every month (Groceries, electric bill, gas, heat,a.c.)
Goals An achievement; something you want to accomplish
Gross pay Your pay before deductions are taken out
Impulse buying You buy on the spur of the moment without thinking about it
Income Money that you earn or get every month
Leisure Things you like to do in your free time
Luxuries Want; something you don't really have to have (Corvette)
Monthly Once a month
Mortgage House payment; paid monthly
Necessities Things you need or have to have
Needs Things you have to have to survive (Food, water, shelter, clothing)
Net Pay Money you take home after deductions are taken out
Payment A bill you have to pay
Priority Something that you have to take care of first, second, third
Quarterly A bill that has to be paid four times a year
Receipt Proof that you bought an item
Responsibility Things you need to take care of independently
Salary The yearly amount you make from your job
Savings Extra money put away for emergencies, vacations, or other things you want
Semi-annual Every six months; twice a year
Social security F.I.C.A.; money saved for retirement
State tax Taxes paid to Minnesota (taken out of your checks)
Take home pay Net pay
Tuition Money paid for college
Utilities Bills such as water, gas, electricity, heat
Wages Hourly rate that you earn from a job
Wants Things you desire (Flat screen T.V., K.F.C., Chevy....)
Weekly Every seven days or once a week
Popular Business sets

 

 



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