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.chapter 17.

Banking and Financial Services

What is set up to supervise and regulate member banks and to help banks serve the public efficiently? Federal Reserve System (FED)
What refers to the paying of checks among different banks in different cities? Clearing
What are banks that join the system? Member Banks
What is the most common way for a bank to be organized? Commercial bank
What is a savings bank that is owned by and operated for the benefit of its depositors? Mutual savings bank
What is a user-owned, not for-profit, cooperative financial instituation? Credit Union
What is the federal agency that helps to regulate banks and other financial insitutions? Federal Deposit Insurance Corporation (FDIC)
What do banks offer for storage of valuables? Safe-deposit boxes
What is a fee a bank charges for handling a checking account? Service Charge
What is used for ATM transactions? Debit Card
Created by: schreiner