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Chapt 17

QuestionAnswer
What is Federal Reserve System? to suppervise and regulate member banks and to help banks serve the public efficiently.
What is commercial bank? they offer a wide range of financial services.
What is credit union? a user-owned, notfor-profit, cooperative financial institution.
What is Federal Deposit Insurance Corporation? the federal agency that helps to regulate banks and other financial institutions.
What is safe-deposit boxes? for storage of valuables.
What is service charge? is a fee a bank charges for handling a checking account.
What is debit card? is used for ATM transactions.
What is endorsement? is written evidence that you received payment or that you transferred your right of receiving payment to someone else.
What is check register? is a separate book, usually the same size as the checkbook.
What is stop payment order? a written notice that tells the bank not to pay a certain check.
What is bank statement? at regular intervals, usually monthly, the bank will send you a report on the status of your account.
What is bank reconcilation? the document created to show how the two balances were brought into agreement.
What is outstanding checks? which have not been deducted from the bank statement balance.
Created by: Jessica Fudge
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