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Unit 2
study for boss battle
Question | Answer |
---|---|
A spending plan, some might call that a ______ , is important no matter what your _______ level, no matter how large or how small your assets are. | Budget, income |
The first section of a spending plan is ______ | income |
Your goal in developing a _________ ________ is to be able to pay all of your expenses each month and put money into a savings or investment ac count and having a good spending plan in place will help you achieve this goal. | Spending Plan |
The first thing you want to consider is the different types of _________, which we covered in the vocabulary in the beginning. | expenses |
If someone comes in with a spending plan, it shows they have _________, they have thought out, they have a little ________ In their financial life. | maturity,discipline |
_________ _________, which has become the fastest growing crime in America, occurs when a person steals your personal information, such as your _________ ________ number, and begins to get credit in your name. | Identity theft,social security |
It is already happening to nearly ____ ________Americans every year. | one million |
Your identity can be stolen in a number of different ways, especially with all the technology today, but still, overwhelmingly the most common is ____ _______. | Dumpster diving |
You can also put your name on the lists known as the____ ______ _______ and Do Not Solicit lists, which will minimize, if not completely stop any credit card solicitations coming to your home. | Do Not Call |
In addition to trying to steal your identity, they also watch for checks which come in the _____ they can take and cash for themselves if they have access to information about your ______ _______. | mail, personal identity |
The best way to limit their access to your information is to _______ everything. | shred |
Do not ever provide information in an ______ directly in the body of the _______ or in an attachment which contains your personal information. | |
Hackers can access your_____ _______ ______ and texts , just like they can your e-mails. | cell Phone conversations |
When creating a password for your online accounts, use a combination of_________ , upper and lowercase, and numbers. | letters |
_______ _______ are easy and common targets for identity thieves. | Credit cards |
It is recommended you carry one for purchases you make in _______ and have a separate card for online purchases. | person |
Identity theft can ruin your _______ __ ______. | credit score |
Your credit report is a way for you and potential lenders, ______ ______and employers to find out how well you pay your bills on time; how much you owe; what, if any, court judgments have been made against you and other basic personal information. | landlords |
When you realize you have become a victim of ____ ____ the first step you must take is to contact all banks and ______ ______)companies where you have an open account and tell them what has happened. | identity theft, credit card |
Then, file a ______ _____ so that they can begin the process to find the criminal. | police report |