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Budgeting

QuestionAnswer
A______ allows you to meet your personal goals with a system of saving and spending. budget
A _____ allows you to meed your personal goals with a system of ______ and spending. budget-saving
A____ allows you to meet your personal goals with a system of _____ and __________. budget-saving-spending
A budget helps you 1 live with your income
A budget helps you 2 achieve your financial goals
A budget helps you 3 buy/spend wisely
A budget helps you 4 avoid credit problems
A budget helps you 5 plan for financial emergancies
A budget helps you 6 develop good money management skills
Four main steps in budget process Set financial goals, plan budget categories, maintain financial records, and evaluated your budget
The amount of money you plan to use for a certain budget category allowance
First four main categories of budget allowances savings/emergencies, food, clothing, household
Last four main categories of budget allowances transportation, health/personal, recreation/education, gifts/charites
Budget variance: ___ ____ is compared with budget amouths actual spending
Budget variance: ___ ____ is compared with ____ ____. actual spending-budget amounts
If actual spending is ___ ____ planned spending, it is referred to a decift greater than
A ____ is when actual spending is greater than planned spending deficit
If actual spending is ___ ____ budgeted amount, a surplus occurs less than
A _____ occurs when the actual spending is less than budgeted surplus
What makes budgeting successful? Realistic, Flexible, Evaluated Regularly, Well planned and clearly communicated, Simple
Created by: kiara.freeman
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