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Ch 16,19, 20, 22, 26

Law for business chapters 16, 19, 20, 22, and 26 definitions for test

TermDefinition
APR Amount charged for loan as percentage of loan
Sample Portion of whole mass of transaction
Drawee Person ordered to pay a draft
Indorser Payee or holder who signs back of instrument
Certified check Check accepted by bank's writing certified on it
Stale check Check presented more than six months after its date
Broker Agent with job of bringing two contracting parties together
Balloon payment Payment more than twice the normal one
Unit pricing Price stated per unit of measurement
Maker Person who executes a note
Collateral note Note secured by personal property
Time draft Draft payable specified number of days or months after date or presentation
Factor Bailee seeking to sell property on commission
Finance charge Total amount paid for credit
Acceptor Person who agrees to pay a draft
Holder Person in possession of instrument payable to bearer or that person
Bank draft Check drawn by one bank on another
Inland draft Draft drawn
Appointment The act of directing the disposition of property by virtue of a power granted for this purpose.
Factor del credere Factor who sells on credit and guarantees price will be paid
Model Replica of an article
Bearer Payee of instrument made payable to whomever is in possession
Indorsee Named holder of indorsed negotiable instrument
Cashier check Cash drawn by bank on its own funds
Sight draft Draft payable on presentation by holder
Attorney in fact General agent appointed by written authorization
Necessity When an agent must support or make decisions for a person or charge they are responsible for
Created by: JuliRae
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