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Money and Banking


Money Anything that is acceptable by people in exchange for goods and services.
Barter The exchanging of goods for other goods.
Currency Cash: Notes and coins.
Plastic Money Plastic card, eg: credit card, charge card, etc.
Credit Card A customer can pay for goods and services with this card and is given up to seven weeks to pay for them before interest is charged.
Charge Card Similar to a credit card except that customers must pay their bill as soon as it is received.
Store Card Issued by big shops and garages, eg; Topaz, Arnotts. Customers can purchase a certain amount of goods and if payment is made by a certain date no interest is charged.
ATM Card Plastic card used by bank and building socirty customers to take out money, put in monry and make payments from their account at cash terminals.
ATM Automated Teller Machine
Debit Card Known as a laser card, enables account holders to electronically make a payment from their account by ahving their card swiped through a special terminal.
Simple Interest When interest is calculated on the original sum borrowed.
Compound Annual Rate (CAR) When interest is calculated on the original sum plus the interest earned to date.
Deposit Interest Retention Tax (DIRT) Tax on deposit interest retained by the financial agency and handed on to the government.
Created by: alannahemma15



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