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Christmas Exams 2015

overtime this is when you work over the regular hours
defecit this is when you Expenditure is higher than your Incom
irregular expenditure this is when you pay a different amount of money and on a different date
benefit in kind Incom not in the form of money
opportunity cost an opportunity cost is when you want to buy two things and you only have enough for one. the thing you don't buy is the opportunity
Discretonary Expenditure discretonary expenditure is when you buy some thing you don't need EG:holiday
Surplus surplus is when your Incom is higher than your Expenditure
Fixed Expenditure fixed expenditure is when you pay the same amount of money on the same date EG:rent
Deposit account a deposit account is used to save money. the bank will pay you interest on the money that you saved and you also get a credit card
Current account no interest is received in a current account but you can pa bills using your debit card or cheque you can also use a standing order and a direct debit you can get an over draft on your account and you an also use paypath
bank overdraft this is when the bank gives permission to a person with a current account to take more money from the account than is available in it to a certain amount
budgeting every family have a budget this is a plan of the money coming in and going out
current expenditure this is when you spend money every week or every month EG:esb bill and food
capital expenditure this is when you spend money now and again
Created by: saoirsec13



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