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proffesional liabilt

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TermDefinition
aggregate limits the maximum dollar amount your insurer will pay in total to settle your claims over the entire period of coverage.
claims-made policy insurance policy in which coverage is triggered on the date that the insured first becomes aware of the possibility of a claim and notifies the insurer.
declaration page portion of a liability insurance policy that provides basic information including the name and address of the insurance agency and agent as well as contact information for insured individual.
disciplinary defense insurance a type of professional liability insurance that pays legal fees for the defense of the insured during disciplinary proceeding.
excess coverage insurance coverage that is in excess of one or more primary policies and does not pay a claim until the loss amount exceeds a specified amount .
indemnification to compensate for loss or damage.
insurance agreement or clause the portion of an insurance policy in which the insurer promises to make payment to or on behalf of the insured.
occurrence basis policy an insurance policy that covers claims taking place during the policy period, regardless of when claims are made.
policy jacket binder or folder containing an insurance policy.
self -insure a system in which a business aside an amount of money to provide fro any losses that occur-losses that would ordinarily be covered under an insurance program.
umbrella policy liability insurance policy that provides protection against claims that are not covered.
Created by: wendyb
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