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College Notes

QuestionAnswer
What does the IRS? Internal Revenue Service
What are capital gains? An Investment becoming more valuable, higher than other taxes (as much as 35% tax rate)
What does the IRA stand for? Individual Retirement Account (everything you put in this tax deductible) the lower the income, the better it is for you.
At which age can you start taking from your IRA? 59
At which age to you have to start taking from your IRA? 70(1/2)
What is a Medical Savings account? Instead of insurance (1000 a month) put money in the bank is only used for medical reasons.
What is the hope scholarship? 3.0 GPA, 19 on the ACT maintain
What does the IRS? Internal Revenue Service
What are capital gains? An Investment becoming more valuable, higher than other taxes (as much as 35% tax rate)
What does the IRA stand for? Individual Retirement Account (everything you put in this tax deductible) the lower the income, the better it is for you.
At which age can you start taking from your IRA? 59
At which age to you have to start taking from your IRA? 70(1/2)
What is a Medical Savings account? Instead of insurance (1000 a month) put money in the bank is only used for medical reasons.
What is the hope scholarship? 3.0 GPA, 19 on the ACT maintain a 2.75 to keep it cumulative (after 20 hours they check) (pays to retake the class) cant get it back once you lose it
Pellegrant From the FASA(Free Application Federal Student Aid), to pay for school (tough living situations)
How can you avoid student loans? Work Study, Job away from school, or have your parents pay for it.
What is Equity? Money you can get out of your house(up to 80% )
How much is the interest rate for a home loan? 3.9%
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