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Chapter 16


What term means, refers to the day-to-day financial activitites associated with using limited income to satisfy your unlimited needs and wants? Money Management
What term means, items of value? Personal Assets
What term means, the difference between a person's assets and liabilities? Net Worth
What term means, reports net wages and other income along with spending for a period such as for a month? Cash Flow Statement
What term means, are costs that occur on a regular basis and are for the same amount each time? Fixed Expences
What term means, involve living costs that differ each time and may not be as easy to estimate? Variable Expences
What term means, the amount of money you plan to us for a certain budget category? Allowance
What term means, any difference between actual spending and budgeted amounts? Budget Variance
What term means, a report that summarizes your current financial condition, acknowledges you finacial needs, and sets a direction for your future financial activities? Financial Plan
What term means, a taxsheltered retirement plan in which people can annually incest earnings up to a certain amount? Individual Retirement Account
What term means, invovles the accumulation and management of property during one's lifetime and the distribution of one's property at death? Estate Planning
Created by: jacobsen616