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Insurance

Junior Cert Business Studies

TermDefinition
Theft Insurance theft of equipment and stock=
Fire Insurance damage to premises, equipment and stock=
Consequential Loss covers the firm for loss of profits while a business is closed as a result of fire or flood=
Fidelity Guarantee compensates an employer for loss of cash arising from dishonest workers=
Cash in Transit covers theft of cash while in transit between the business and bank=
Goods in Transit covers theft or damage to goods while been transported=
Motor Insurance compulsory covers damage or injury cause by motor vehicles=
Employers liability employees injured at work=
Public liability customers injured while visiting the business=
Product liability injury to customers using the product=
Bad debts loss due to customers not paying their debts=