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Personal Savings

Personal Saving

QuestionAnswer
Financial Institutions Commercial Banks, building societies and An Post
Mortgage Contract for a loan to purchase property
Building Societies Financial Institutions owned by their members
An Example of a Financial Institution is?? A Credit Union
Interest The money you earn on savings
Deposit Account A form of savings account, account holder receives interest on the money in the account
DIRT Deposit Interest Retention Tax
Saving Not spending some of your money
An Post A limited company owned by the minister for finance and the minister for communications, Marine and natural resources. Offers Postal services and financial serives
The money you save allows someone else to borrow. T or F? True
A credit Union Co operative owned by a group of savers and borrowers who have something in common, live in the same area or work in same industry
Investing Spending money in order to receive greater benefits in the future
Cheques can appear on a deposit account False Only on a current account
Demand Deposit Account Money can be withdrawn at any time
Credit Rating When people prove they have ability to make repayments on time
Income Money you receive a sum of money
Transaction Movement of money to and from accounts
SO Standing Order
CT Credit Transfer
Dr Overdrawn
Direct Debit Irregular sum of money to be debited from your account over a stated period of time
Created by: nicolaomara
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