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coin
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civics chapter 24

TermDefinition
coin metalic forms of money such as pennies and nickels
currency coins and paper money
commercial bank financial institutions that offer full banking services to individuals and businesses
savings & loan association financial institutions that traditionally loaned money to people buying homes
credit union nonprofit service cooperative that accepts deposits, makes loans, and provides other financial services.
central bank federal reserve system known as Fed
federal open market committee (FOMC) makes the decisions that affect the economy as a whole by manipulating, or controlling, the money supply.
monetary policy the controlling of the supply of money and the cost of borrowing money, credit, according to the needs of the economy
discount rate the rate the fed charges member banks for loans
reserve a certain percentage of deposits that banks have to set aside as cah in their own vaults or as deposits in their federal reserve district bank
open market operations purchase or sale of U.S. government bonds adn treasury bills
checking account an account in which deposited money can be withdrawn at any time by writing a check
savings account an account in which cutomers receive interest based onhow much money they have deposited
certificate of deposit timed deposit that states the amount of the deposit, maturity, and rate of interest being paid
Created by: cierreadouglas
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