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Checking Accounts

29.1 and 29.2 Madi Gordon

QuestionAnswer
A written order directing a bank or other financial institution to pay money on demand to person or company named on it. Check
allows electronis transfers of payments directly from the payer's account to the account of the person being paid. Direct- Deposit
an account that earns interest on the balance for the depositor. Interest-bearing account
is a record of an account holder's signature used to verify identity. signature card
the account owner has written checks for more money than the balance in the account. overdrawn
a line of credit for overdrawn checks. overdraft protection
an order for a bank not to cash a particular check. stop payment
a bank card that immediately takes money from a checking account when it is used. debit card
a checkbook log in which an account holder records checking account transactions. check register
the signature of the payee on the back of the check. endorsement
the banks records of all the transactions in a checking account bank statement
checks that have been cashed. canceled checks
the process of seeing whether an account holder's records agree with the banks records for the account. bank reconciliation
checks that have been written but have not yet been cashed. outstanding checks
an urgent request demand
shared by two people or more parties common
to examine and note the similarities or differences of compare
to devise for a specific function or end designed
an established or selected course, travel or action. route
discover signs, evidence, or remains of traces
having legal efficacy or force valid
the act of making something different alteration
the party who wrote the check and is paying money drawer
the party whom the check is written or who is cashing the check payee
financial institution where the drawer has an account drawee
Created by: madilyn_gordon