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Maintaining Credit

BTC 26.2

An interest rate that fluctuates or changes over the life of the loan. Variable Rate
An interest rate that stays the same. Fixed Rate
A portion of the total cost that is paid when a product or service is purchased. Down Payment
The amount of borrowed money that is still owed and on which interest is based. Principal
The total amount it costs the borrower to have the lender finance the loan. Finance Charge
If a loan is backed by collateral. Secured Loan
If a loan is not backed by collateral. Unsecured Loan
When a credit card company obtains a court order to take part or all of a debtor's paycheck if he or she stops making payments. Garnishment of Wages
When a creditor takes back or repossesses an item that you purchased on credit. Repossess
Having a resemblance in appearance, character, or quantity, without being identical. Similar
A part of a whole; an amount, section, or piece. Portion
Cause or enable (a condition or state of affairs) to continue. Maintain
Get, acquire, or secure something. Obtain
Money lent from one party to another at interest. Loan
A loan agreement secured by property. Mortgage
A loan where interest is based on the original principal alone. Simple Interest
Created by: zachary_franz