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Applying for Credit

BTC 26.1

Determines the cost of credit on a yearly basis. Annual Percentage Rate
A loan given in cash by a credit card company in anticipation of the borrower being able to repay it. Cash Advance
Someone who agrees to be responsible for a debt if the main applicant does not repay it. Cosigner
An amount of time allowed to repay a debt without having to pay interest charges. Grace Period
The maximum amount that a credit card holder can charge on a credit card. Credit Limit
Come into forcible contact with another object. Impact
The action of anticipating something; expectation or prediction. Anticipation
Accept or yield to a superior force or to the authority or will of another person. Submit
The least or smallest amount or quantity possible, attainable, or required. Minimum
The applicant's ability to repay the loan. Capacity
Shows whether a person has proven to be trustworthy in repaying debts. Character
The amount of money that the applicant has beyond their debts. Capital
Created by: zachary_franz