Argyll 8 BB
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| Credit | an arrangement to receive cash, goods, or services now and pay for them in the future.
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| Creditor | the business that gives out loans.
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| Open-end credit | credit as a loan with a certain limit on the amount of money you can borrow.
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| line of credit | the maximum amount of money a creditor will allow a credit user to borrow.
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| grace period | a time period during which no finance charges will be added to your account.
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| finance charge | the total dollar amount you pay to use credit.
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| net income | the income you actually receive after taxes.
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| APR | annual percentage rate
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| Collateral | a form of security for the creditor where you put an item down and if you don't pay the loan the creditor receives the item.
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| Simple Interest | interest only computed by the principal
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| minimum monthly payment | the smallest amount you can pay to still be a borrower in good standing.
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| credit rating | a rating based on the person willingness and ability to pay a loan.
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| CCCS | Consumer Credit Counseling Service
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| NFCC | National Foundation for Consumer Credit
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| Bankruptcy | a legal process in which come or all of someones assets is giving to the creditor.
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| debit card | a card that allows the user to draw money straight out of their account.
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| Loan | borrowed money with a promise to repay it plus interest.
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| closed-end credit | a one time loan that you pay back over time.
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| Credit score | a snapshot of your credit rating.
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| cosigning | signing to a loan with someone and saying if they don't pay for it you will
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