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Argyll 8 BB

QuestionAnswer
Credit an arrangement to receive cash, goods, or services now and pay for them in the future.
Creditor the business that gives out loans.
Open-end credit credit as a loan with a certain limit on the amount of money you can borrow.
line of credit the maximum amount of money a creditor will allow a credit user to borrow.
grace period a time period during which no finance charges will be added to your account.
finance charge the total dollar amount you pay to use credit.
net income the income you actually receive after taxes.
APR annual percentage rate
Collateral a form of security for the creditor where you put an item down and if you don't pay the loan the creditor receives the item.
Simple Interest interest only computed by the principal
minimum monthly payment the smallest amount you can pay to still be a borrower in good standing.
credit rating a rating based on the person willingness and ability to pay a loan.
CCCS Consumer Credit Counseling Service
NFCC National Foundation for Consumer Credit
Bankruptcy a legal process in which come or all of someones assets is giving to the creditor.
debit card a card that allows the user to draw money straight out of their account.
Loan borrowed money with a promise to repay it plus interest.
closed-end credit a one time loan that you pay back over time.
Credit score a snapshot of your credit rating.
cosigning signing to a loan with someone and saying if they don't pay for it you will
Created by: BrocktonButcher
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