Argylls8TR
Quiz yourself by thinking what should be in
each of the black spaces below before clicking
on it to display the answer.
Help!
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| consumer credit |
use of credit for personal needs
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| creditor | An entity that lends money
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| closed-end credit | credit that is a one time loan that you will pay back over a specified period of time of payments of equal amounts
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| open-end credit | a loan with certain limit amount of money you can barrow for a variety of goods
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| line of credit | maximum amount of money a creditor will allow the credit user to use
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| grace period | time period where there can be no financial charges added to your account
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| credit | An arrangement to receive cash, goods now and pay for them later
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| finance charge | the total dollar amount you pay to use credit
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| net income | the income you receive (take home pay)
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| annual percentage rate | cost of credit on a yearly basis
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| collateral | a form of security to help guarantee that the creditor will be repaid
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| simple interest | interest computed only on the principal, the amount you barrow
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| minimum monthly payment | the minimum amount you can pay to remain a barrower
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| credit rating | measurement of someone's willingness to pay back their credit it on time
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| cosigning | a loan means that you agree to be responsible for the loan payments if the other person does not pay them
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| bankruptcy | a legal process in which some or all of the assets of a debtor are distributed among creditors
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| finance | give or get money
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| title | document showing ownership
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| portion | part
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| pledged | promised
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Created by:
Tyran15
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