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Argylls8TR

TermDefinition
consumer credit use of credit for personal needs
creditor An entity that lends money
closed-end credit credit that is a one time loan that you will pay back over a specified period of time of payments of equal amounts
open-end credit a loan with certain limit amount of money you can barrow for a variety of goods
line of credit maximum amount of money a creditor will allow the credit user to use
grace period time period where there can be no financial charges added to your account
credit An arrangement to receive cash, goods now and pay for them later
finance charge the total dollar amount you pay to use credit
net income the income you receive (take home pay)
annual percentage rate cost of credit on a yearly basis
collateral a form of security to help guarantee that the creditor will be repaid
simple interest interest computed only on the principal, the amount you barrow
minimum monthly payment the minimum amount you can pay to remain a barrower
credit rating measurement of someone's willingness to pay back their credit it on time
cosigning a loan means that you agree to be responsible for the loan payments if the other person does not pay them
bankruptcy a legal process in which some or all of the assets of a debtor are distributed among creditors
finance give or get money
title document showing ownership
portion part
pledged promised
Created by: Tyran15