Junior Cert Business Studies
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| Money | is anything that is generally accepted by the majority of people in exchange for goods and services
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| ATM | is an automated teller machine
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| Barter | is an exchanging (swapping) of one good for another
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| Cheque | is a written instruction to a bank to pay a stated sum of money to a named person or to the bearer (the person who has it) of the cheque
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| PIN | stands for the personal identity number
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| EFTPOS | stands for electronic funds transfer at point of sale
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| Bank draft | is a cheque where the bank is both the drawer and the drawee
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| Standing order (SO) | is an instruction from a bank account holder to the bank to pay from his or her account, on a regular basis, a fixed sum of money to a stated person
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| Direct debit | gives a creator permission to apply to his or her debtor's bank account for a variable sum of money (up to a stated maximum amount), on a regular basis
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| Credit transfer (CT) | is a system whereby a person can transfer money from his or her own bank account to another person's bank account
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| Paypath | is an electronic means of transferring an employer's wages from the employer's bank account to an employee's bank account
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| Legal tender | is the form of money that a creditor is legally obliged to accept in payment of a debt
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