Save
Busy. Please wait.
or

show password
Forgot Password?

Don't have an account?  Sign up 
or

Username is available taken
show password

why


Make sure to remember your password. If you forget it there is no way for StudyStack to send you a reset link. You would need to create a new account.
We do not share your email address with others. It is only used to allow you to reset your password. For details read our Privacy Policy and Terms of Service.


Already a StudyStack user? Log In

Reset Password
Enter the associated with your account, and we'll email you a link to reset your password.
focusNode
Didn't know it?
click below
 
Knew it?
click below
Don't know (0)
Remaining cards (0)
Know (0)
0:00
share
Embed Code - If you would like this activity on your web page, copy the script below and paste it into your web page.

  Normal Size     Small Size show me how

Personal Finance

QuestionAnswer
Aggressive Growth Stock Mutual Fund , Mutual fund that seeks to provide maximum long-term capital growth from stocks of primarily smaller companies or narrow market segments; dividend income is incidental; the most volatile fund; also referred to as a small-cap fund.
Annuity, Contract sold by an insurance company, designed to provide payments to the holder at specified intervals, usually after retirement; the holder is taxed at the time of distribution or withdrawal, making this a tax
Bond, Debt instrument an issuer such as a corporation or government agency owes you money; a form of I.O.U.; the issuer makes regular interest payments on the bond and promises to pay back or redeem the face value of the bond at a specified point
C.D., Certificate of Deposit, usually at a bank; savings account with a slightly higher interest rate because of a longer savings commitment(i.e. six months, one year, etc.). Penalty if you take it out early
Commodity, A food, metal, or fixed physical substance that investors buy or sell, usually via future contracts.
Diversification, To spread around one’s investment dollars among several different classes of financial assets and among the securities of many issuers; results in lowered risk.
Dividend, Distribution of a portion of a company’s earnings, decided by the board of directors, to a class of its shareholders; generally distributed in the form of cash or stock.
Fixed Annuity , Type of annuity that guarantees a certain rate of return.
Futures, A term used to designate all contracts covering the sale of financial instruments or physical commodities for future delivery on a commodity exchange.
Investments , Account or arrangement in which one would put their money for long-term growth; should not be withdrawn for a suggest min. # of year
Growth Stock Mutual Fund, Fund that buys stock in medium-sized companies that have experienced some growth and are still expanding; also called a mid-cap fund.
Large Cap Fund Funds comprised of large, well-established companies
Liquidity, Quality of an asset that permits it to be converted quickly into cash without loss of value; availability of money; when there is more liquidity, there is typically less return.
Mid Cap Fund Mutual fund containing a group of medium-sized companies that are growing.
Money Market , Mutual fund that seeks to maintain a stable share price and to earn current income by investing in interest
Mutual Fund, Pool of money managed by an investment company/ invested in multiple co., bonds, etc.; offers a variety of goals;used to generate income on a regular basis or to preserve an investor’s money; sometimes invest in companies that are growing at a rapid pace.
Portfolio , A list of your investments.
Rental Real Estate, Buying real estate to rent out as an investment.
Risk, Degree of uncertainty of return on an asset; in business, the like hood of loss or reduced profit.
International Stock Mutual Fund, Mutual fund that contains international or overseas companies.
Risk Return Ratio, Relationship of substantial reward in comparison to the amount of risk taken.
Savings Account Accounts at financial institutions that allow regular deposits and withdrawals. The minimum required deposit, fees charged, and interest rate paid varies among providers.
Share, Piece of ownership
Small Cap Fund Mutual fund that invests in companies whose market value is less than $1 billion; largely consists of smaller, more volatile companies; also called aggressive growth stock mutual fund.
Speculative , Purchasing risky investments that present the possibility of large profits, but also pose a higher-than-average possibility of loss
Track Record, The past history of something; with investments, look at the five or ten year record.
Variable Annuity, Annuity that has a varying rate of return based on the mutual funds in which one has invested.
Created by: eramig
 

 



Voices

Use these flashcards to help memorize information. Look at the large card and try to recall what is on the other side. Then click the card to flip it. If you knew the answer, click the green Know box. Otherwise, click the red Don't know box.

When you've placed seven or more cards in the Don't know box, click "retry" to try those cards again.

If you've accidentally put the card in the wrong box, just click on the card to take it out of the box.

You can also use your keyboard to move the cards as follows:

If you are logged in to your account, this website will remember which cards you know and don't know so that they are in the same box the next time you log in.

When you need a break, try one of the other activities listed below the flashcards like Matching, Snowman, or Hungry Bug. Although it may feel like you're playing a game, your brain is still making more connections with the information to help you out.

To see how well you know the information, try the Quiz or Test activity.

Pass complete!

"Know" box contains:
Time elapsed:
Retries:
restart all cards