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Credit

Learning about Credit

QuestionAnswer
Down payment partial payment on large purchase
Minimum payment Least amount you can pay on your monthly statement.
Due date The date that your payment must be received by the credit card company.
See ID What you should write on the back of a credit card so cashier checks identification.
Late fee Fee charged by credit card company for payment received after the due date.
to obtain a free credit report annualcreditreport.com
APR Annual percentage rate or interest rate charged on a credit card.
credit something is received in exchange for promise to pay money back in the future.
credo I believe
range for credit scores 350-850
good credit score 700 and up
cosigner a person who puts his or her name on a loan with a person, offering to make payment if that person cannot do so in the future.
Way to avoid interest charges pay in full each month
Down payment Partial payment made when product is initially purchased.
Late Fee Charged by credit card company when payment is received after due date.
Statement monthly summary of purchases, returns and payments.
Interest charge added to money borrowed, often expressed as a percentage of loan. Also known as cost of borrowing money.
Annualcreditreport.com Website that provides consumers with a free credit report from each of the credit bureaus each year.
Debit Card similar in looks to a credit card, but money is withdrawn from consumer's bank account.
Credit Card Plastic card that holds pre-approved credit.
Credit Limit maximum amount that can be charged on a credit card.
Annual Fee a fee charged once a year for credit card ownership.
Created by: sueroberts
 

 



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