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Consumer Loan

TermDefinition
Acceptance an agreement either expressly or by conduct to the act or offer of another so that a contract is concluded and the parties become legally bound
Adjustable-rate mortgage (ARM) a mortgage having an interest rate which is usually initially lower than that of a mortgage with a fixed rate but is adjusted periodically according to the cost of funds to the lender
Amortization table detailed schedule for a reducing-balance loan, like a mortgage, that shows how each payment is split between interest and principal over the loan's lifetime.
Closing costs the extra amounts of money that people need to pay when they buy a house
Created by: user-1991546
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