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Personal Finance RU

Basic Personal Finance Terms in Russian

QuestionAnswer
The amount of money you earn. This can come from a job or investments. It is limited. Сумма вашего заработка. Это может быть работа или инвестиции. Она ограничена. Income Доход
Money earned per hour in exchange for your physical or mental labor Деньги, заработанные в час в обмен на ваш физический или умственный труд Wage
Fixed amount of money earned per day, month, or year in exchange for your physical or mental labor Фиксированная сумма денег, заработанная за день, месяц или год в обмен на ваш физический или умственный труд Salary Зарплата
Giving money in order to receive a good or a service Давать деньги, чтобы получить товар или услугу Spending Расходы
Things you must have to survive Вещи, которые вам необходимы для выживания Needs Потребности
Things you would like to have to raise your standard of living Вещи, которые вы хотели бы иметь, чтобы повысить свой уровень жизни Wants Хочет
A spending plan План расходов Budget Бюджет
Long term plan on how you are going to use your money (kind of like a long term budget) Долгосрочный план того, как вы собираетесь использовать свои деньги (что-то вроде долгосрочного бюджета) Personal Money Management Plan Личный план управления деньгами
Fancy word for putting money somewhere in your budget Модное слово для обозначения помещения денег в какое-то место вашего бюджета. Allocation Распределение
Money put away to be used later Деньги, отложенные для дальнейшего использования Savings Экономия
Borrowing money and promising to pay it back later with interest added. Can be a loan or credit cards Занять деньги и пообещать вернуть их позже с процентами. Это может быть кредит или кредитная карта. Credit Кредит
Fee paid for the use of borrowed money Плата за пользование заемными средствами Interest
A yearly rate that determines how much interest you will pay for loans Годовая ставка, которая определяет, сколько процентов вы будете платить по кредитам Interest Rate Процентная ставка
Allowing others to use your money in return for giving you interest Позволить другим использовать ваши деньги в обмен на выплату вам процентов Investing Инвестирование
Someone who takes on personal risk to start a business Тот, кто берет на себя личный риск, чтобы начать бизнес Entrepreneur Предприниматель
The least amount that you are required to pay on a debt Наименьшая сумма, которую вам необходимо заплатить по долгу Minimum Payment Минимальный платеж
A fee paid when you pay a bill after the due date Плата, уплачиваемая при оплате счета после наступления срока оплаты Late Fee Плата за просрочку платежа
Created by: Shaver
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