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Identity Theft Terms
| Term | Definition |
|---|---|
| Spyware | software that enables a user to obtain covert information about another's computer activities by transmitting data covertly from their hard drive. |
| Dumpster Diving | the practice of searching through trash for discarded documents containing personal information like bills, statements, or other sensitive data |
| Firewall | a network security system, either hardware or software, that monitors and controls incoming and outgoing network traffic based on pre-defined security rules |
| Forgery | the action of forging or producing a copy of a document, signature, banknote, or work of art. |
| Fraud | an intentional deception or misrepresentation for personal gain or to cause harm to another, often involving financial or legal consequences. |
| Identity Theft | the fraudulent acquisition and use of a person's private identifying information, usually for financial gain. |
| Peer-to-Peer (P2P) | denoting or relating to computer networks in which each computer can act as a server for the others, allowing shared access to files and peripherals without the need for a central server. |
| Phishing | the fraudulent practice of sending emails or other messages purporting to be from reputable companies in order to induce individuals to reveal personal information, such as passwords and credit card numbers. |
| Shoulder Surfing | an eavesdropping technique where an attacker observes someone's actions, like entering a PIN or password, by looking over their shoulder, often in a public place. |
| Snail Mail | correspondence or packages sent via conventional postal delivery. |
| Scams | a dishonest scheme; a fraud. |
| Anti-Virus Software | cybersecurity software designed to detect, prevent, and remove malware |
| Better Business Bureau | a private, non-profit organization that promotes trust in the marketplace by operating a business directory and rating system, handling consumer complaints, and evaluating charities, |
| Federal Trade Commission | a US government agency established in 1914 that enforces antitrust and consumer protection laws, aiming to prevent unfair, deceptive, and fraudulent business practices |
| Equifax | one of the three major consumer credit reporting agencies (CRAs), also known as credit bureaus, in the United States, along with Experian and TransUnion, |
| TransUnion | one of the major consumer credit reporting agencies in the United States, along with Equifax and Experian, |
| Experian | a multinational data broker and consumer credit reporting company, one of the "Big Three" credit bureaus along with TransUnion and Equifax |
| Internal Revenue Service | he revenue service for the United States federal government, which is responsible for collecting U.S. federal taxes and administering the Internal Revenue Code, the main body of the federal statutory tax law. |
| Solicitations | the act of asking for or trying to obtain something from someone. |
| Spam | irrelevant or inappropriate messages sent on the internet to a large number of recipients. |
Created by:
Sbowers26
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