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Identity Theft Terms
| Term | Definition |
|---|---|
| Spyware | software that enables a user to obtain covert information about another's computer activities by transmitting data covertly from their hard drive |
| Dumpster Diving | search through dumpsters or similar trash receptacles for edible food or items of value |
| Firewall | a part of a computer system or network which is designed to block unauthorized access while permitting outward communication |
| Forgery | the action of forging or producing a copy of a document, signature, banknote, or work of art |
| Fraud | wrongful or criminal deception intended to result in financial or personal gain |
| Identity Theft | the fraudulent acquisition and use of a person's private identifying information, usually for financial gain |
| Peer-to-Peer | denoting or relating to computer networks in which each computer can act as a server for the others, allowing shared access to files and peripherals without the need for a central server |
| Phishing | the fraudulent practice of sending emails or other messages purporting to be from reputable companies in order to induce individuals to reveal personal information, such as passwords and credit card numbers |
| Shoulder Surfing | the practice of spying on the user of an ATM, computer, or other electronic device in order to obtain their personal access information |
| Snail Mail | the ordinary postal system as opposed to email |
| Scams | a dishonest scheme; a fraud |
| Anti-Virus Software | a program designed to detect, prevent, and remove malicious software (malware) from a computer or network |
| Better Business Bureau | a private, non-profit organization that promotes trust and transparency in the marketplace by providing consumers with information about businesses and charities, handling consumer complaints, and setting standards for ethical business practices |
| Federal Trade Commission | an independent US government agency established in 1914 to enforce antitrust and consumer protection laws, preventing unfair, deceptive, and anticompetitive business practices |
| Equifax | a leading global data, analytics, and technology company that helps businesses and government agencies make critical decisions with greater confidence |
| TransUnion | one of the three major consumer credit reporting agencies in the United States, along with Experian and Equifax, that collects and maintains consumer credit reports and generates credit scores |
| Experian | a multinational data broker and consumer credit reporting company that collects and aggregates information on individuals and businesses, helping businesses make smarter decisions and empowering consumers to manage their data with confidence |
| Internal Revenue Service | the revenue service for the United States federal government, which is responsible for collecting U.S. federal taxes and administering the Internal Revenue Code, the main body of the federal statutory tax law |
| Solicitations | the act of asking for or trying to obtain something from someone |
| Spam | irrelevant or inappropriate messages sent on the internet to a large number of recipients |
Created by:
lparsell27
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