Contingent-Deferred Sales Charge/ Back End Load

A commission or sales fee that is charged whn mutual fund shares or varialbe annuity contracts are redeemed.

This is paid at time of purchase of the annuity, or at the time of each periodic payment.

Relationship between random annuity withdrawals and annuitized withdrawals.

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Series 6

Unit 3 QQ3.L Taxation of Variable Contract Products

Question	Answer
Contingent-Deferred Sales Charge/ Back End Load	A commission or sales fee that is charged whn mutual fund shares or varialbe annuity contracts are redeemed.
Level Sales Charge	This is paid at time of purchase of the annuity, or at the time of each periodic payment.
Exclusion Ratio	Relationship between random annuity withdrawals and annuitized withdrawals.