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Wise 221-240

epf terms

TermDefinition
Unemployment insurance Insurance that provides financial assistance to individuals who are unemployed.
Universal variable life insurance A type of permanent life insurance that combines features of whole life and term insurance.
Whole life insurance A type of permanent life insurance that provides coverage for the insured's entire life.
Dependent A person who relies on another for financial support.
American Stock Exchange A stock exchange located in the United States.
Bear market A market condition where prices are falling or are expected to fall.
Big Board A nickname for the New York Stock Exchange.
Blue chip stock Stocks of well-established companies with a history of stable earnings.
Bond A fixed income instrument that represents a loan made by an investor to a borrower.
Bond fund A mutual fund that invests primarily in bonds.
Bond principal The amount of money that the bond issuer borrows and agrees to pay back at maturity.
Bull market A market condition where prices are rising or are expected to rise.
Capital gain The profit from the sale of an asset.
Capital loss The loss incurred when a capital asset decreases in value.
Common stock A type of security that represents ownership in a corporation.
Diversification The practice of spreading investments across various financial instruments to reduce risk.
Dividends Payments made by a corporation to its shareholders, usually in the form of cash or additional stock.
Dollar Cost Averaging An investment strategy where a fixed dollar amount is invested at regular intervals.
Dow Jones Industrial Average A stock market index that indicates the value of 30 large publicly owned companies in the U.S.
Equities Stocks that represent ownership in a company.
Created by: moonpool13
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