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Wise 201-220

epf terms

TermDefinition
Death benefit The amount paid to a beneficiary upon the death of the insured.
Deductible The amount a policyholder must pay before the insurance company pays a claim.
Disability insurance Insurance that provides income in the event a policyholder is unable to work due to a disability.
Face value The nominal value of a bond or insurance policy, as stated on the certificate.
Homeowners insurance Insurance that provides coverage for a home and its contents.
Comprehensive Insurance coverage that protects against a wide range of risks, including theft and damage.
Insurance Benefit The amount payable by an insurance company for a covered loss.
Insured A person or entity covered by an insurance policy.
Long-term care insurance Insurance that covers the cost of long-term care services, such as nursing homes.
Managed care health insurance Health insurance that contracts with healthcare providers to provide services at reduced costs.
Mortgage insurance Insurance that protects lenders against default on mortgage loans.
No-fault insurance Insurance that pays for damages regardless of who is at fault in an accident.
Non-managed care health insurance Health insurance that allows patients to choose their healthcare providers without restrictions.
Over insured Having more insurance coverage than is necessary for a particular risk.
Premium The amount paid for an insurance policy, typically on a monthly or annual basis.
Property damage liability insurance Insurance that covers damages caused to another person's property.
Renter's insurance Insurance that provides coverage for a tenant's personal property.
Risk The possibility of loss or injury.
Term life insurance Life insurance that provides coverage for a specific period of time.
Under-insured Having insufficient insurance coverage to fully protect against potential losses.
Created by: moonpool13
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