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FinancialInstitution

Financial Institutions

QuestionAnswer
What is a financial institution A place where you can carry out financial activities E.G. Borrow, Save
What are 3 features of a current account Carry out day to day transitions, overdrafts, money transfer
Difference between a credit and a debit card On a debit card you spend your own money, but on debit you spend the bank's but you have to pay it off
Difference between standing order and direct debit Direct debit allows a company to take money from your account, and a standing order allows the bank to.
Advantages and disadvantages of commercial banks Savings are safe, different types of savings accounts. Fees and higher APR.
Advantages and disadvantages of credit unions Lower APR, less fees. Not as much services as banks
Advantages and disadvantages of An Post Savings are safe. No ATMs
Role of the Central Bank of Ireland Promotes financial stability and regulates banks.
Created by: georgejoseph
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