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Banking Vocabulary

n. the difference between credits and debits balance
v. to put a sum of money in a bank for safekeeping deposit
n. a banknote bill
n. financial record of a company's assets, liabilities, and owners' equity; total assets must always equal total liabilities and equity balance sheet
n. the income record of deposits and withdrawals from an account statement
n. debt, liability debit
n. something owed (as in money) debt
n. debt, financial obligation liability
n. one who receives money from a lender and promises to repay the lender in a specified time borrower
v. to lend money for a period of time, n. money lent by a bank etc. that must be repaid with interest loan
n. a professional who provides advice in a particular area of expertise consultant
n. currency of another nation. Exchanging money in one currency for another foreign exchange
n. the rate at which one currency can be exchanged for another exchange rate
n. land and anything permanently attached to the land, such as buildings real estate
n. possessions, includes land, movable goods, and inventions, written material, etc. property
n. money paid for the use of money lent interest
n. a record of an individual's or company's past borrowing and repaying credit history
adj. unable to pay one's debts; bankrupt
n. method by which individuals and businesses can purchase real estate without the need to pay full value immediately mortgage
n. the process in which a bank or another creditor repossesses property due to the owner's failure to pay on a mortgage or loan foreclosure
n. an exchange between two parties usually involving information, goods, services, or money transaction
n.a legally binding exchange of promises or agreement between parties that the law will enforce contract
n. money available for a person to borrow from a bank or another source credit
n. the assessment of credit worthiness credit rating
n. deficit in a bank account caused by withdrawing more money than is paid in overdraft
n. a party (person, organization, company, or government) that has provided property or service (usually money) to another party creditor
n. cash that is available for small, everyday expenses petty cash
n. merchandise, personal possessions, movable property goods
n. coins or bank notes hard cash
n. the amount of cash received and spent by a business during a certain period of time, or for a specific project cash flow
v. to take a loan from a bank or another source borrow
n. the money in use in any country currency
v. to put money into a business, land, etc. for profit invest
n. currency that investors have confidence in, such as that of a politically stable country with low inflation hard currency
n. buying and selling commerce
n. property, goods, etc. that an individual or business owns asset(s)
n. financial charge imposed on an individual or legal entity by a state tax
n. currency that cannot legally be refused in payment of a debt legal tender
v. to take back property because the owner could not repay a loan; in this case, refers to a financial institution; n. repossession repossess
n. a number representing an individual's or company's credit worthiness credit score
v. to buy foreign currency, land etc. for rapid gains speculate
v. to take money out of a bank account withdraw
Created by: elwphd