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Home Insurance

Financial Literacy

QuestionAnswer
Coverage for structures such as house or garage Real Property
Coverage that insures your property that can be moved such as furniture and clothing Personal Property
Coverage that protects you from a lawsuit Personal Liability
Coverage that will pay for minor damage you cause to a neighbor's property Physical Damage
Coverage that protects against accident-related medical bills Medical Payments
Basic home insurance coverage - covers 11 risks HO-1
Renters insurance that covers your personal property HO- 4
Home insurance coverage that covers 14 risks HO- 2
Home insurance that covers condos HO-6
Home insurance that offers the most extensive coverage HO-3
Calculates the cost of replacing a home and its contents Appraisal
Coverage that replaces the items damaged or destroyed with new items Replacement Value
Coverage that replaces items damaged or destroyed the current value of the item Actual Cash Value
High Deductible, alarm systems, living near a fire station, having a soke detector or fire extenguisher How you can reduce your insurance rates
Coverage that require an extra insurance policy Flood and Earthquake
Money given to you to cover when you cannot stay in your home if unhabitable Temporary living expenses
Homes made of brick will increase or decrease your premium Decrease
If I borrow money to buy my house I will or will not be required to buy homeowners insurance Will
What coverage will protect you if someone falls in your home and is injured and sues you Personal liability
What is the list you make that has all of your personal property listed called? Household inventory
Will increasing your deductible also increase your premium? yes or no no- increasing your deductible will decrease your premium
Created by: user-1768151
Popular Family and Consumer sets

 

 



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